Small lines of credit are business credit cards or bank account overdrafts, ranging from a few thousand dollars up to $100,000 in some cases. Approvals are typically driven by credit score, debt ratios, and credit inquiries.

Small lines of credit generally refer to overdraft credit lines or business credit cards. Rates vary based on type of financing and a client’s profile.

Typical Interest Rate:

8%-24%

Typical Time to Funding:

1-2 Months

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