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Official Contest Rules for #BlackHistoryMonth Giveaway
Section 1. Agreement (“Agreement”)
I (hereinafter referred to as “I,” “Me,” “Customer,” or “My”) acknowledge that by submitting content to Lendio, Inc. (“Lendio”), I accept and agree to the terms and conditions of Lendio Lends a Hand Giveaway (“Program”) as set out in this Agreement, on My behalf and the entity on behalf of which I am acting in an official capacity, if any. I further acknowledge that My submission does not automatically render Me eligible for the Program, and that My eligibility to participate in the Program will be determined solely by Lendio as provided in this Agreement. I acknowledge that once deemed eligible for the Program, this Agreement governs My participation in the Program. I acknowledge that those persons (including Me), who are declared eligible will be referred to throughout this Agreement as “Participant.”
Please print out a copy of this agreement for your records.
Section 2. Program.
I acknowledge that I have been advised to read and review this Agreement and to print a copy for my records. To submit an entry, you must follow the instructions exactly as described on the entry Instagram post. By My submission, I acknowledge that all content submitted to Lendio under this Program may be used by Lendio in accordance with Lendio’s general Terms and Conditions, incorporated by reference herein and acknowledged through My Lendio account. I further acknowledge and agree that all content provided to Lendio pursuant to the Program is considered property of Lendio and I hereby grant to Lendio an irrevocable license in any such content included in My submission, including but not limited to any, copyright, trademark, service mark, patent and trade secret rights. Notwithstanding the foregoing, nothing in this Agreement shall obligate Lendio to publish or otherwise use any content provided by Me. I further acknowledge that the Program is in no way sponsored, endorsed or administered by, or associated with, Instagram and I release Instagram from any claim or liability related to my participation in the Program.
Section 3. Restrictions.
(a) Participant must be 18 years of age or older and have a U.S.-based billing address at the time of entry.
(c) Those ineligible to participate: Any Participant who has a material business or financial relationship with Lendio; Any individual who is a member of Lendio’s immediate family or household; Any employee, representative or agent of Lendio and all members of the immediate family or household of any such employee, representative, or agent.
Section 4. Term of Program.
Giveaway will close at 11:59pm/MST 02/26/2021. Winner will be selected by random and announced 03/01/2021 via Direct Message. Prize will be delivered electronically to the Winner. The Program will award one Winners at the end of the giveaway. Each winner will receive one Mastercard gift card valued at $500.00, minus a $2.95 activation fee. Chances of winning dependant on the number of entries received.
Lendio reserves the right to (a) modify the application period for the Program; (b) alter or modify the Program or this Agreement; and, (c) suspend or terminate the Program or this Agreement, or terminate a Participant’s participation in the Program, all at any time for any reason through a notice posted by Lendio on Lendio.com, or Lendio social media pages, or as otherwise provided by Lendio. In the event a Participant is later determined not to be eligible for the Program after being notified that Participant was eligible, Participant’s participation in the Program will be terminated.
Section 5. Controlling Law and Severability.
This Agreement shall be governed by and construed in accordance with the laws of the U.S. and the State of Utah, without reference to its conflicts of law provisions. If for any reason a court of competent jurisdiction finds any provision of this Agreement, or a portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the parties and the remainder of this Agreement shall remain in full force and effect.
Section 6. Complete Agreement.
This Agreement constitutes the entire agreement with respect to the Program and supersedes any prior or contemporaneous understandings, representations, statements or agreements, written or oral. No amendment to, modification of, or waiver of any provision of, this Agreement will be binding on Lendio without written consent which must be identified as an amendment, modification or waiver.
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California loans made pursuant to the California Financing Law, Division 9 (commencing with Section 22000) of the Finance Code. All such loans made through Lendio Partners, LLC, a wholly-owned subsidiary of Lendio, Inc. and a licensed finance lender/broker, California Financing Law License No. 60DBO-44694.