Best Points Rewards Credit Card

Lendio sometimes receives compensation for credit card offers. This compensation may impact how products appear on this site (including, for example, the order in which they appear.) Lendio does not include all card companies or all card offers available in the marketplace. This editorial is from the viewpoint of Lendio, and not endorsed by any 3rd party. The information is accurate at the time of publication.

There are credit cards built for every type of person you can imagine. Travelers, foodies, and even Nascar fans have credit cards designed to reward them with whatever they value most. Credit card reward points systems differ in several ways. 

Some cards are more niche than others, so finding the rewards system that fits your interests and spending habits is a valuable asset. Niches aside, some cards have objectively better points rewards than others.

In our analysis of best points rewards business credit cards, criteria such as APR, intro rate, intro bonuses, annual fees, and rate of earning were taken into account. By considering these factors, we can find a top points rewards card that is ideal for most business owners.

Several cards were enticing In our search for the best points rewards business card. Chase Ink Business Preferred Card and Bank of America’s Business Advantage Travel Rewards Mastercard Credit Card are both solid options for businesses. Another card that turns heads is our runner-up, the Delta Reserve for Business Credit Card by American Express. The Delta Reserve Card is American Express’s top Delta card and features numerous ways to earn extra bonus miles. 

Despite the other cards that vied for attention, one is head-and-shoulders above the rest. The winner of best points rewards credit card goes to The Business Platinum Card® by American Express. Here’s why: 

• Welcome Offer: Earn up to 75,000 Membership Rewards points when you sign up. The Membership Rewards points will be earned when you spend $15,000 on qualifying purchases within your first 3 months of card membership. Based on valuations of Membership Rewards points at 2 cents each, the full 75,000 bonus is worth about $1,500.
• Earning Opportunities: Cardholders get 5X Membership Rewards points on flights and prepaid hotels on amextravel.com. In addition, you can earn 50% more Membership Rewards points on each eligible purchase of $5,000 or more. Lastly, there is a 35% Airline Bonus, meaning you can get 35% of your points back when you pay for all or part of a flight with Membership Rewards Pay with Points.
• Perks: This card is packed with a variety of perks that make travel easier and more enjoyable. A few of the perks include an annual $200 statement credit toward air travel fees, access to American Express’s network of Centurion Lounges, as well as baggage insurance, travel accident insurance, and Global Assist Hotline. See terms to view a complete list of perks.   

The Business Platinum Card® comes with an annual fee of $595, so it isn’t for every business. Still, premier credit cards are becoming a fixture in most businesses, so the annual fee shouldn’t scare you away. The most important thing to focus on when selecting a card is whether the benefits and perks outweigh any fees. In this case, The Business Platinum Card ® has such a diverse number of rewards and perks that the annual fee is quickly made up for. This card is ideal for a business traveler.

Lendio sometimes receives compensation for credit card offers. This compensation may impact how products appear on this site (including, for example, the order in which they appear.) Lendio does not include all card companies or all card offers available in the marketplace. This editorial is from the viewpoint of Lendio, and not endorsed by any 3rd party. The information is accurate at the time of publication.