Small business owners exist in a very exciting world full of opportunity. And with more financing options available than ever, small business owners can keep investing in their businesses to spur growth. One financing option available to small business owners is credit cards. There are credit cards designed specifically with businesses in mind. These cards come with benefits and rewards that small business owners can use to help their businesses. And as credit card companies become more competitive, these benefits and rewards keep getting better. Small businesses can redeem credit card rewards to help keep them running. If you’re a small business owner and want to know how you can use your credit card rewards, read on to see what a business credit card can do for you. How Credit Card Rewards Points Can be Used Lots of business credit cards have flexible rewards and low or no annual fees. These cards allow business owners to use their rewards in the way that they think is best for their business. Lots of these cards offer cash back, gift cards, and airline miles, so you can keep investing in your business. Here are some ways you can use your business credit card rewards: Investing in Your Business Your business rewards credit card can be more than just a line of credit. If you have a card that offers cash back, you can redeem it to fund needs like research and development, upgrading equipment, or advertising. You can use it for pretty much anything related to your business. Using your rewards to invest in your business can save you some money while helping you work to make it better. Employee Appreciation Showing gratitude to your employees is important. They want to know that they’re appreciated. Credit card bonuses are a convenient easy way to put money towards showing your employees how much you appreciate them and their hard work. You can redeem your points to give something to your employees, such as taking them out to a special dinner, giving them a bonus, or getting them a gift card to one of their favorite places. If you show your employees how much you appreciate them, they’ll be happier with their jobs. For companies with employees who often work long hours, showing them appreciation will reinforce their confidence in their work and make them feel like they are an integral part of your operations. Implementing Additional Benefits Sometimes it’s difficult for small businesses to give their employees benefits. In order to be able to hire good employees, you need to offer a good benefits package. Why not use cash back rewards to put something into a 401(k) for your employees? Or why not use rewards to pay for transit passes so your employees have an easier time getting to work? Don’t be afraid to get creative and strategic about what kinds of benefits you offer. The Different Types of Rewards Business Credit Cards Offer There are lots of small business credit cards available. They each have different types of rewards, terms, and conditions. If you’re looking for a business credit card, be sure to do your research so that you can understand what the best options are for you. Try to find a credit card that offers the most rewards for your spending. If you travel a lot for work, see if you can find a business credit card that gives you airline miles. Below are some of our favorite credit cards: Chase Bank Ink Business Preferred© Credit Card If you or your employees travel a lot for work, this card may be a good option for you. You can earn 3X the points for each dollar spent on travel, shipping, internet, cable and phone services, and advertising purchases with social media sites and search engines (up to $150,000 in purchases). All other purchases earn one point per dollar spent and there’s no limit to how much you can earn. The great thing about this card is that if you redeem through Chase’s Ultimate Rewards travel platform, your points are worth 25% more. The card also has an intro offer – you can earn 80,000 bonus points after you spend $5,000 in purchases in the first three months. If you redeem those bonus points through Chase Ultimate Rewards, theys are worth $1,000. Capital One® Spark® Cash for Business The Capital One Spark Cash for Business card is a straight, simple cash back card. You earn unlimited 2% cash back on what you spend. New cardholders also have an opportunity to earn up to $2,000 cash back. You’ll earn a $500 cash bonus when you spend $5,000 within three months of opening the account. Plus, you can earn $1,500 when you spend $50,000 in the first six months. You can redeem cash back for any amount. Final Thoughts Credit cards are a great tool to fund your small business. They also offer rewards that you can use to reinvest in your employees and your business, which can save you some money. At publishing time, the Chase Ink Business Preferred Credit Card and Capital One Spark Cash for Business are offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s).