In the fourth and last game of Round 1, we’ve got Peer-to-Peer lending taking on ACH financing. Remember, we’re seeing who has the best small business loan option for a restaurant with one year in operation, an average of $20,000 in monthly revenue and good credit. This business is looking for $50,000 for working capital and needs the funds within 3 weeks. Peer-to-Peer comes into the match as the most talked about in the alternative lenders’ division. A huge member of the P2P team, Crowd Funding is a hot new approach to raising funds. Taking on Peer-to-Peer is ACH (Automated Clearing House), which offers quick funding and flexible requirements. Final: ACH wins! ACH gets the funds quicker for an established business, without having to give away equity in the business. Next Monday, we're going to be starting off Round 2 of Small Business Loan Bracketology.