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While small business optimism has been steadily rising post-election, surveys show that business owners are growing more anxious for the Trump administration to deliver on its promise to eliminate unnecessary regulations, slash taxes and revamp health care. Aside from tax and health care reform, when it comes to loosening the regulatory ties that bind small business owners, lawmakers have zeroed in on the small business loan sector.
Data from the Federal Reserve 2016 Small Business Credit Survey shows that small business owners are having trouble accessing the credit they need, and they are increasingly turning to online lenders. The credit challenges are due, in part, to the regulatory squeeze placed on banks and credit unions by the Dodd-Frank Wall Street Reform and Consumer Protection Act.
In just the last few months, policy makers and regulatory groups have been diving deeper into the small business loan market, launching inquiries and investigations in an effort to modernize financial laws, ensure fairness in the marketplace and promote economic growth. For small business owners and entrepreneurs, it’s crucial to be up-to-speed on what’s happening on Capitol Hill and how to weigh in on the matters at hand.
The Latest Investigations, Inquiries and Reports on Online Lending
How Small Business Owners Can Weigh in on Regulatory Reform
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As a reporter and editor, Melanie has written about everything from retail and tourism trends to economic development for regional newspapers, trade publications, and national magazines. As Lendio’s Director of Public Relations, she specializes in reporting fintech industry news and its impact on American small businesses. Melanie has a B.A. in Journalism from Brigham Young University. She is also a backpacker, runner, and mom of four.
Blog
4 min read • Aug 11, 2022