Customer small business financing solutions delivered through a single, online application.
Free access to multiple funding solutions
See funding solutions from 75+ nationwide lenders with a single application.
Apply for financing, track your business cashflow, and more with a single lendio account.
For a limited time, you could get up to a $450 bonus with a new small business checking account, credit card and Bill Pay.1
*Eligibility: Offer only available to clients who receive this offer via a direct communication from Bank of America. Offer expires December 31, 2020. Bank of America may change, modify or terminate this offer at any time. Offer is available only when opening a new eligible small business checking account over the phone with a Bank of America small business specialist. Offer not available in Bank of America financial center or online at Bank of America. All qualifying activities must be completed within the stated timeframes in order to be eligible for this offer. You are not eligible for this offer if you are or were an owner or authorized signer on a Bank of America small business checking account that is open or that was closed within the last six (6) months. Bank of America employees are not eligible for this offer.
You must (1) be approved for and open a new Bank of America small business Business Fundamentals® or Business Advantage Checking account by December 31, 2020 over the phone; AND (2) make at least $1,000 in Qualifying Deposits (which excludes any bonus cash received) into that new checking account within sixty (60) days of account opening. “Qualifying Deposits” are deposits of funds into your new small business checking account that are new to Bank of America and/or Merrill. A transfer done via ATM, online, or teller, or a transfer from a Bank of America consumer account or brokerage accounts such as a Merrill account are not Qualifying Deposits. One initial $100 checking account bonus per new small business client and account.
(1) You must meet all the requirements to earn the initial $100 checking account bonus; AND (2) set-up and pay at least two bills through Bill Pay from the new small business checking account within sixty (60) days of checking account opening. Bill Pay requires enrollment in Online Banking, which requires internet access. Internet service provider fees may apply. One additional $50 checking account bonus per new small business client and account.
You must apply, be approved for, and open a new small business credit card account and make at least $3,000 in new Net Purchases with your card that post to your account within the first 90 days from the small business credit card account opening. “Net Purchases” exclude any cash advances, transaction fees, returns and adjustments. One $300 statement credit per new small business client and account.
If you meet the requirements for the $100 or $50 checking account bonus, Bank of America will make every attempt to deposit the earned checking account bonus directly into your new small business checking account within ninety (90) days of meeting the requirements to receive the bonus; if unable to do so, a check will be issued. The new small business checking account must remain open and in good standing up to and including the date the earned bonus is paid in order to receive the earned bonus.
If you meet the requirements for the $300 statement credit, the statement credit will be applied to your new small business card account. Please allow 10-12 weeks after the qualifying transaction posts to your account to receive the statement credit. The new small business credit card account must remain open and in good standing up to and including the date the statement credit is applied in order to receive the earned bonus. Most Bank of America® branded business credit cards (such as Business Advantage Cash Rewards credit card and Platinum Business credit card) are eligible to receive the earned bonus as long as the card account is open and in good standing.
All account applications are subject to our normal approval process. Your account will not qualify for any checking account bonus until you provide all of the information Bank of America requires in connection with opening the account by the promotion end date, December 31, 2020. This includes information Bank of America requires to identify each account owner and to report the bonus to the Internal Revenue Service (IRS) including a validly completed IRS Form W-9 or Form W-8 (or other appropriate form) that reflects the value of such bonus. To the extent required by law, Bank of America may withhold tax or other amounts from the payment. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice. Please consult a financial center, visit bankofamerica.com or see the Business Schedule of Fees at www.bankofamerica.com/smallbusiness/resources/business-schedule-fees for other account fees, rates and information. Offer is limited to one per business client, regardless of the number of businesses owned or operated by the client.
Reproduction, purchase, sale, transfer or trade of this offer is prohibited. Offer cannot be combined with any other offer and is limited to one incentive per new small business client and account. Offer does not apply to personal or second or multiple business checking accounts. Offer is not available for Bank of America employees.
1 Bill Pay requires enrollment in Online Banking, which requires Internet access. Internet service provider fees may apply.
Merrill, Business Fundamentals, Bank of America and the Bank of America logo are registered trademarks of the Bank of America Corporation.
Deposit products are provided by Bank of America, N.A and affiliated banks. Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
Privacy & Security
Bank of America, NA, Member FDIC
©2020 Bank of America
Mon–Fri | 7:30am–5pm MST
Terms & Agreements
Find a Local Representative
Resources for Lenders
How It Works
Small Business Loans
Building Business Credit
Business Loans Near Me
PPP Loan Forgiveness
Copyright © 2023 Lendio. All Rights Reserved. | 4100 Chapel Ridge Road, Suite 500, Lehi, UT 84043
California loans made pursuant to the California Financing Law, Division 9 (commencing with Section 22000) of the Finance Code. All such loans made through Lendio Partners, LLC, a wholly-owned subsidiary of Lendio, Inc. and a licensed finance lender/broker, California Financing Law License No. 60DBO-44694.