Customer small business financing solutions delivered through a single, online application.
Loan Types
Free access to multiple funding solutions
See funding solutions from 75+ nationwide lenders with a single application.
Apply for financing, track your business cashflow, and more with a single lendio account.
Lendio’s short online application includes a “soft” credit pull, which doesn’t impact your credit score. If you’re asked to estimate your credit score during the process, please provide your best estimation of your personal credit score. The lender you work with will determine whether a hard credit pull is also required.
Whether you apply for financing for your small business or for a personal purchase, lenders may run a credit check before determining financing options, although you will be notified and required to give permission to do this. A business credit score is calculated using roughly the same criteria as a personal credit score, but it also includes how long you’ve maintained a credit-based product (like a business loan or a credit card); how often you use your credit, how quickly you pay it back, and how many times you pay late; how many times you were late paying your rent or your mortgage, your vendor bills, or your staff; and your personal credit score itself.
Our goal is to help small business owners have all the tools and knowledge possible about loans. We've connected to hundreds of banks to keep you up to date with the best loan offers and options for your business!
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