Customer small business financing solutions delivered through a single, online application.
Loan Types
Free access to multiple funding solutions
See funding solutions from 75+ nationwide lenders with a single application.
Apply for financing, track your business cashflow, and more with a single lendio account.
First, you don’t need perfect credit to qualify for a small business loan. Lendio works with businesses of all sizes and in all stages of business, including startups and borrowers with less-than-perfect credit.
Different loans and financing include varying credit score requirements. For example, SBA 7(a) loans usually require a minimum score of 680, although other financing options are available to applicants with lower credit scores.
To apply, you will need the following documents:
You’ll also be asked to provide:
Additional documents may be required later in the process, depending on the type of financing you select. You can learn more about other potential document requirements here.
Our goal is to help small business owners have all the tools and knowledge possible about loans. We've connected to hundreds of banks to keep you up to date with the best loan offers and options for your business!
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