The banking world is quickly changing as Shay has noticed while working at traditional banks for the past seven years. As more and more online financial institutions emerge, customers are finding less need for brick and mortar banking. He has also experienced how exciting it is to collaborate with new beginning businesses and be a part of the growth process as those businesses succeed. These two scenarios have driven his interest to work with Lendio. He grew up in Cache Valley, Utah on a dairy farm that still continues operation today. He obtained his Bachelor's in Finance from Utah State University. He and his wife, Elise, just had their second daughter and are enjoying a growing family. They have a goal to climb the highest peak in each state and even named their first daughter from the tallest peak in the United States. They also enjoy mountain biking, hiking, snowmobiling, renovating homes, and spending time at the family farm.