***The Paycheck Protection Program ended on August 8, 2020. We will continue to accept applications in hopes that Congress passes an extension, although we are not currently sending applications to lenders. If PPP resumes, Lendio will submit your application to a lender.***


The rich and vibrant beauty of the region attracts many to make the move to the cities surrounding the Utah and Idaho border and the diverse and rapidly growing economy keeps them there. This excellent growth has inspired innovative entrepreneurs resulting in a small business boom. Shay Munk and Lendio Utah/Idaho Border is helping further the growth and success of these small businesses by providing access to the capital they need to flourish.


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Fill out 1 simple application. There’s no fee or obligation, and it won’t impact your credit.

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Compare loan options

Fill out 1 simple application. There’s no fee or obligation, and it won’t impact your credit.


Get funded fast

Get the capital you need in as little as 24 hours so you can get back to running your business.

Get to know your local Lendio franchisee

Shay & Elise Munk

Shay & Elise Munk

The banking world is quickly changing as Shay has noticed while working at traditional banks for the past seven years. As more and more online financial institutions emerge, customers are finding less need for brick and mortar banking. He has also experienced how exciting it is to collaborate with new beginning businesses and be a part of the growth process as those businesses succeed. These two scenarios have driven his interest to work with Lendio. He grew up in Cache Valley, Utah on a dairy farm that still continues operation today. He obtained his Bachelor's in Finance from Utah State University. He and his wife, Elise, just had their second daughter and are enjoying a growing family. They have a goal to climb the highest peak in each state and even named their first daughter from the tallest peak in the United States. They also enjoy mountain biking, hiking, snowmobiling, renovating homes, and spending time at the family farm.

Schedule your free business loan consultation

Not ready to apply or have additional questions before you do? Not sure if you’re likely to qualify? Fill out the form below and we’re happy to schedule a free business loan consultation to review your business performance and goals and what business financing options may be right for you.