***The Paycheck Protection Program ended on August 8, 2020. We will continue to accept applications in hopes that Congress passes an extension, although we are not currently sending applications to lenders. If PPP resumes, Lendio will submit your application to a lender.***


Situated along the scenic Genesee River, Western New York, is no stranger to success in business, but big business isn’t all that’s booming here. Small businesses make up 99% of the economy. With such a thriving business climate, there’s only one thing missing: funding. That’s where Lendio comes in. Lendio is helping small business owners find financing faster than they can order another Garbage Plate. From High Falls to the Finger Lakes, Lendio is keeping Western NY flush with capital.


Apply in 15 minutes

Fill out 1 simple application. There’s no fee or obligation, and it won’t impact your credit.

Compare Options

Compare loan options

Fill out 1 simple application. There’s no fee or obligation, and it won’t impact your credit.


Get funded fast

Get the capital you need in as little as 24 hours so you can get back to running your business.

Get to know your local Lendio franchisee

RJ Muto

RJ Muto

R.J. has been helping small businesses for most of his career. He has founded a tech company focused on small business software, been President and Board Member of the Wayne County Business Council, mentored small business owners through SCORE, and, more recently, helped business owners secure disaster insurance coverage. Bringing Lendio to Rochester is just one more way R.J. is boosting the small business community. He’s excited to combine his expertise with Lendio’s platform to help his friends, neighbors, and colleagues gain access to financing. When R.J. isn’t hard at work, you can find him golfing, fishing, reading, supporting local charities like the Greater Rochester Jaycees, and spending time with his wife Daneen and son Victor.

Schedule your free business loan consultation

Not ready to apply or have additional questions before you do? Not sure if you’re likely to qualify? Fill out the form below and we’re happy to schedule a free business loan consultation to review your business performance and goals and what business financing options may be right for you.