Best small business line of credit.

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$80K line of credit approved!
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Why trust Lendio?

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Serving Small Business
12+ years
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In our network
75+ lenders
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matched with financing
400K+ businesses
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Here’s why a business line of credit makes sense.

Only pay for what you use. Use it for almost anything.
Don’t need the whole amount right now? Draw only what you need, and only pay interest on what you draw. Use your line of credit for daily working capital, unexpected expenses, or anything else your business needs. And the best part—it’s always there when you need it.

Four simple steps to funding.

Tell us about your business.

Answer a few simple questions and complete the application in minutes.

Submit your application.

We’ll present your application to our marketplace 75+ lenders. Applying is free and won’t impact your credit score.

Compare offers.

Find the funding option with the terms that best fit your small business goals.

Get funded.

Once you accept, funding can hit your bank account in as little as 24 hours.

Minimum requirements for a line of credit.

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Credit Score
600+
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Monthly Revenue
$8K+
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Time in Business
6+ months

Trusted by businesses of all shapes and sizes.

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*Minimum qualification criteria are current as of June 19, 2025, but is not a guarantee of funding and is for informational purposes only. It does not guarantee financing, loan approval, or specific terms, as all decisions are subject to a lender’s full underwriting process and discretion. Lendio is not a lender, does not make credit decisions, and bears no liability for lender actions or funding outcomes. Loan offers may change or expire without notice, and applicants should consult financial, legal, or tax professionals before making decisions.