Small business loans: check your eligibility.

Get started by answering a few questions.

APPLY FOR FUNDING
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$155K Term loan approved
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Why trust Lendio?

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Serving Small Business
12+ years
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In our network
75+ lenders
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matched with financing
400K+ businesses

Three steps to funding.

Step 1

Share your vision.

Tell us about your business and your goals. We’ll present your application to our network of 75+ lenders who know small business.

Step 2

Compare your options.

We work to match you with the right financial partner and product for your business needs, and can help you understand every option.

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Step 3

Get your money.

Once you feel confident about your choice, your business funding can hit your bank account as soon as the next business day.

Minimum requirements for obtaining a small business loan.*

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Credit Score
600+
Credit score requirements will vary. While some options are available for scores in the 500s a minimum credit score of 600 will make it easier to qualify for a loan.
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TIME IN BUSINESS
6 MONTHS+
While some lenders may allow for 3 months and others may require 1–2 years, six months is a good rule of thumb to follow to improve your chances of qualifying for funding.
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MONTHLY REVENUE
$8K+
Lenders will want to see a minimum threshold of monthly revenue. Like the other requirements, the exact minimum will vary by lender and loan type

Trusted by businesses of all shapes and sizes.

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*Minimum qualification criteria are current as of June 19, 2025, but is not a guarantee of funding and is for informational purposes only. It does not guarantee financing, loan approval, or specific terms, as all decisions are subject to a lender’s full underwriting process and discretion. Lendio is not a lender, does not make credit decisions, and bears no liability for lender actions or funding outcomes. Loan offers may change or expire without notice, and applicants should consult financial, legal, or tax professionals before making decisions.