Find the perfect loan for your small business.

Compare options, choose your loan, and get funded.
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*Advertising Disclosure: Lendio may provide compensation to the entity who referred you for financing products and services listed on our site. This compensation may impact how and where certain products and services are offered to you. We may not list all financing products and services available to you.

Introducing Lendio—our trusted funding partner.

Forbes Advisor Best of 2022 Small Business Loans badge with a checkmark.Trustpilot 4.5 out of 5 stars rating based on 2,640 reviews.Better Business Bureau (BBB) Accredited Business badge with white logo and text on blue background.
Man with beard using a wrench to fix plumbing under a sink.

Why choose Lendio?

We’ve partnered with Lendio to help our customers find financing options from a network of 75+ funding partners.

$15+ billion

in SMB funding facilitated in the last decade.

4.8 stars

20,000+ Trustpilot® reviews. 50% repeat customers.

75+ lenders

providing broad coverage for small business lending.

Four steps to funding.

1. Apply fast.

Fill out our simple application in minutes with no impact to your credit.

2. Get connected.

One of our funding managers will reach out to learn your unique needs.

3. Compare loan offers.

Lendio partners with 75+ lenders to bring you custom funding offers.

4. Get funded.

If you qualify, you could receive capital for your business in as little as 24 hours.

Mobile screen form prompting to tell about your business, with 'John’s Trucking' entered in the business name field.
Chatbox showing a message saying 'Hi John, can I help you understand your funding options?' and a text input field prompting to type a message.
Axion term loan offer of $50,000 with a button labeled See offer.
Smiling man sitting in a car using a smartphone with a digital signature and 'Transfer funds' button overlay.

Trusted by businesses of all shapes and sizes.

Customer review dated November 2, 2023 with five-star rating praising great communication and service for SBA loan experience.
Five-star review dated August 22, 2023, praising great service and advice for an easy, one-day process, from customer Lynn.
Light brown dog named Mia raising one front paw, with text about relationship-based dog training funding.
Customer review rating four stars dated June 6, 2022, praising Lendio for providing a quick credit line to a small business in the freight transportation industry, signed by Fobridge Solutions.
Customer review dated May 5, 2020, with five-star rating praising Lendio for helping maintain business continuity in essential shipping of medical supplies and transportation parts, signed by Jennifer Horton.
Customer review dated October 14, 2021, showing five-star rating and praising Lendio for helping a trucking company receive funding and expressing intent to continue business. Review signed by Satisfied Fleet Owner.
Customer review dated March 10, 2022, with five-star rating stating the company is just over a year old and Lendio helped secure a starter loan to expand the fleet, signed by Jeremy.

FAQs

How long do I need to be in business to qualify for financing?

To qualify with most financial partners, Lendio’s funding partners generally require a minimum of a 500+ credit score, at least six months in business, and monthly business deposits of at least $15k-$20k. This can vary based on the financial product and lender.

Completing Lendio’s application is free and simple, and there’s no obligation to proceed with any of the financing options presented to you.

How do you determine what amount I’m eligible for?

The amount of financing for which you qualify is determined by several factors including, but not limited to, your business cash flow, time in business, and your business and personal credit history.

Does Lendio do a hard credit pull on the application?

Lendio does not do a hard credit pull. Lendio does a soft credit check with your application which will not negatively affect your credit. A hard credit pull may be required by a financing partner before closing. A hard inquiry will not be completed without your permission.

Is there any cost or obligation when I apply through Lendio?

There is no cost to complete and submit your application through Lendio and there is zero obligation to accept any of the financial options presented to you.

How long does it take to review my application?

Once you’ve submitted your application, it takes a Lendio funding specialist an hour to review and make sure it’s packaged and ready to submit to their network of financial partners. If there are no issues with your application, the loan specialist will submit your application and it’ll typically take 24-48 hours for the underwriting team to determine if you’re eligible for funding.

Do I have a designated Lendio point of contact?

Lendio provides personalized support to customers throughout the funding process. You will engage with different members of our team at various stages.

A loan specialist will help answer your questions about your business financing application and help submit it to our network of financial partners.

You will then be assigned a funding expert to help you review your funding options and determine the best fit for your business needs.

Once you’ve accepted and received the funds, you’ll be introduced to a customer success manager to help answer any questions you have about renewal dates, required documents for a new application, funding date, and frequency of payments.

If you need to make any adjustments to your automatic payments, loan documents, or bank account, contact your financial partner.