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Lendio carefully selects the lenders it works with in its marketplace, then works with you to find the best invoice factoring options for your unique situation. Read on for stats on each lender and what each lender is best at.Learn about our methodology for lender selection here.
Min. credit score
None, based on your accounts receivable
Time to funding
As little as one-day
For businesses looking to pass their unpaid invoices off to another company to collect on, Raistone Capital could be the solution. This allows your working relationship with your customers to stay the same, while essentially getting paid earlier through Raistone, at a discounted rate.
1% facility fee
None, based on account receivables
As soon as same day
Gillman-Baguley offers invoice factoring, meaning you could sell them your unpaid invoices and they would pay you a percentage of what those are worth. In this scenario, collection is then out of your hands, and Gallman-Baguley goes on to handle the collection of those invoices. As this happens, your customers know another company is involved in your collections. Result: you accelerate your cash flow and spend less time and resources tracking down clients for payment.
No facility or processing fees
Up to $5 million (No minimum)
None, based on invoices
As little as 48 hours after approval
Invoice factoring allows you to sell your outstanding invoices to a company for a lump sum of cash. They, of course, take a percentage of those invoices, but then they handle the collection. Eagle Business Funding can do exactly that for your business if you decide to pass your invoices along to a third party.
No additional fees
Up to $10 million (No minimum)
Within 24 hours or less
One of the best invoice factoring companies for varying industries, TBS Capital Funding lets you factor up to $10 million in invoices each month. Plus, the application and approval process is fast, and there’s no minimum requirement for time in business.
Wondering how we chose the best? Here’s how we went about evaluating the lenders in our network.
*The information contained in this page is Lendio’s opinion based on Lendio’s research, methodology, evaluation, and other factors. The information provided is accurate at the time of the initial publishing of the page (November 28, 2022). While Lendio strives to maintain this information to ensure that it is up to date, this information may be different than what you see in other contexts, including when visiting the financial information, a different service provider, or a specific product’s site. All information provided in this page is presented to you without warranty. When evaluating offers, please review the financial institution’s terms and conditions, relevant policies, contractual agreements and other applicable information. Please note that the ranges provided here are not pre-qualified offers and may be greater or less than the ranges provided based on information contained in your business financing application. Lendio may receive compensation from the financial institutions evaluated on this page in the event that you receive business financing through that financial institution.
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