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Commercial Mortgage

Commercial real estate is a secure piece of collateral that can add a lot of value to a business. Our financing options are very flexible and allow you to buy, build, expand, remodel, and even refinance and get cash out of your business.

Quick facts and Requirements

Loan Amount

$250,000-5,000,000

Loan Term

20-25 Years

Payment Frequency

Monthly

Interest Rate

4.25% - 6%

Benefits & Drawbacks

Secure piece of collateral
Lower interest rates
Start earning equity
Must include plans to build a structure or business project
Applications can be timely

What is a Commercial Mortgage?

Commercial real estate loans are based upon the value of the real estate offered as collateral, as well as the credit of the borrower. Loan sizes and rates vary depending on the type of loan/real estate.Pull Cash Out: Keep your cash in your company. Use the equity in your buildings for upgrades, expansions, additional working capital, etc.Refinance: Exercise the simplest way to increase your cash flow. If your current mortgage is over three years old, chances are you could reduce your monthly payment through a refinance.Purchase a Property: You can purchase a property with as little as 10% down. As a business owner, you are eligible for the highest amount of leverage available: 90%.

What Types of Businesses is it Good For?

Commercial real estate lending is very similar to residential mortgage lending except the loan is taken against some type of business real estate. Commercial real estate loans offer a wide range of business purposes. Lenders love providing funds for restaurants, office space, warehousing, auto, and all types of retail shops.

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Why use Lendio?

Lendio's mission is to empower your business by making small busienss loans simple through options, speed, and trust. Whether you are looking for an acquisition loan or a term loan, Lendio offers hundreds of different loan products from a variety of lenders. Finding out which business loan is best for you is why we're here.