Agriculture Business Loans

Faster, easier small business financing with one simple application—no bank needed.

Applying is free and won’t impact your credit.

Reviews From Small Business Owners

Lendio Knows Agricultural Small Businesses.

Whether you’re looking to purchase additional livestock or replace your current machinery, there are many loans for agricultural businesses you can utilize. Lendio can match you with the perfect lender and loan product for your borrowing needs.

The agricultural business isn’t going anywhere. With rising populations all around the world, we need smart farmers more than ever before. By obtaining more working capital with the right type of loan, you will be able to expand your agriculture business in ways you never thought possible.

Expand your agriculture business with the perfect agriculture business loan. Whether you are looking to purchase additional land or machinery or simply need help with upcoming capital needs, an agricultural business loan can help you get to where you need to be. 

Why Lendio?

Fast Funding Time

Whether you have an emergency expense or a time-sensitive growth opportunity, Lendio helps you quickly connect with lenders who can help. The application form only takes about 15 minutes, and approved borrowers can receive funds within 24 hours.

Expert Advice

Not sure how to compare your financing offers for your agriculture business? Ask your funding manager, a dedicated specialist from Lendio who can walk you through your options.

Expansive Network of Lenders

With over 75 lenders in the Lendio network, you can feel confident that you’ve left no stone unturned in finding the best business loan for your needs.

How Our Loan Matching Process Works.


Fill out our simple application.

Answer just a few questions about your business to see which lending products you qualify for. We’ve partnered with over 75 lenders, allowing us to find the best option or your business.


We’ll connect you with a funding specialist.

One of our funding specialists will reach out to you to get to know your business better. Since every business is unique, we want to make sure we find the loan type that’s perfect for your needs.


Compare loan offers.

Compare different offers curated for your business. Select the capital amount and rate that will help take your business to the next level.


Get funded.

We work with lenders that can fund you fast. Once you’re approved, you’ll be able to access your capital in as little as 24 hours.

Types of Business Loans For the Agricultural Industry

Revenue-Based Financing

Also called a business cash advance, revenue-based financing uses expected future revenue to secure funding. The borrowed amount is then repaid in daily or weekly payments.


1-15 months

$1 million

Term Loan

Term loans often come with fixed monthly payments over a set period until the loan is paid in full. Online term loans frequently offer quick approval and funding times.


6 months-25 years


Line of Credit

A business line of credit is a type of revolving credit, similar to a credit card. However, business lines of credit come with much higher credit limits, so they are a good option for both current and future capital needs.


6-24 months

Up to $250,000

Equipment Financing

Equipment financing is a special type of financing used to finance equipment for your agriculture business. Lenders will have different industries they work with, so your funding manager can help you connect with the right one.


1-5 years

$5 million

Additional Resources

Guide to Equipment Leasing and Financing

Equipment Financing with Bad Credit

8 Ways Equipment Financing Can Grow Your Business


An agriculture business loan can help an agriculture business owner with any of their capital needs, whether it’s general business expenses or a large asset purchase.


To meet minimum requirements for a loan for agricultural business through Lendio, businesses must be at least six months old and have a monthly income of at least $8,000. Furthermore, business owners should have a credit score of 600 or more. The amount a business owner will be able to borrow will also depend on their current debt to income.


The money received from an agriculture business loan can be used for any business expense, whether it’s fertilizer, feed, seed, fuel, or machinery costs. If you are purchasing a large asset, however, some loan products are better than others to reduce the amount you’ll pay in interest.

Benefits of an online lending marketplace include a single, quick application, a network of lenders to choose from, and personalized support through a dedicated funding manager.

While the SBA states that farms and agricultural businesses are eligible, many SBA lenders restrict working with farms. The Farm Service Agency offers an alternative government program for farmers seeking funding. 

8 out 10 Lendio employees* or their families own a small business

*based on 136 Lendio employees who responded to an internal poll

Quickly Compare Loan Offers from Multiple Lenders

Applying is free and won’t impact your credit

Talk to a rep at (855) 853-6346
Mon-Fri 7:30am-5pm MST