Dump Truck Financing

Faster, easier small business financing with one simple application—no bank needed.

Applying is free and won’t impact your credit.

Reviews From Dump Truck Business Owners

Lendio Knows Dump Truck Small Businesses.

Dump truck financing can be pivotal when creating or expanding a dump truck business. With equipment financing, you can upgrade to a newer model or expand your fleet. Lendio can match you with the perfect financing for your company’s needs.

Minimum Requirements For Dump Truck Equipment Financing

If your business doesn’t match some of the qualifiers below, it may be more challenging to receive funding from our lending partners.

CREDIT SCORE

650 or higher

ANNUAL REVENUE

$50,000+

TIME IN BUSINESS

12 Months

Check Eligibility

Not Qualified Yet? We Can Help

Lendio has the accounting software tools to get your start-up business ready for financing.

Easily track your company’s health and identify any capital shortcomings you may face.
Understand the financial health of your business with reports like profit and loss, balance sheet, tax summary, customer statements, and accounts receivable.
Create personalized invoices and allow your customers to pay by credit card with our free software.

How Our Loan Matching Process Works.

STEP
1

Fill out our simple application.

Answer just a few questions about your business to see which lending products you qualify for. We’ve partnered with over 75 lenders, allowing us to find the best option or your business.

STEP
2

We’ll connect you with a funding specialist.

One of our funding specialists will reach out to you to get to know your business better. Since every business is unique, we want to make sure we find the loan type that’s perfect for your needs.

STEP
3

Compare loan offers.

Compare different offers curated for your business. Select the capital amount and rate that will help take your business to the next level.

STEP
4

Get funded.

We work with lenders that can fund you fast. Once you’re approved, you’ll be able to access your capital in as little as 24 hours.

Why Lendio?

Quick & Easy

Apply in just 15 minutes and get funded in as little as 24 hours

Your Partner In Business Financing

Get personalized support throughout the funding process. Your funding manager will be with you every step of the way to answer your questions and advocate for you.

Offers Tailored To Your Business

Compare loan offers from multiple lenders. With over 75+ lenders in our network, your funding manager will work with you to ensure you get the best rates and terms for your business.

Additional Resources

8 Ways Equipment Financing Can Grow Your Business

Equipment Financing with Bad Credit

FAQs

Dump truck financing is when a business uses equipment financing to purchase or lease a new dump truck. Monthly payments are required until the loan is paid off in full with interest. 

  

Requirements for equipment financing vary by lender. Minimum credit score requirements start at 500. Some equipment lenders will work with startups while others require at least one year in business. Some will also look for a minimum monthly revenue.

 

Equipment financing can be used only for the specified equipment designated in the funding agreement.

Equipment leasing is a common way to finance a dump truck. The lessee pays a monthly rental fee over a fixed term. Depending on the structure of the lease, at the end of the term you either own the dump truck, have the option to purchase the dump truck, or in some cases return the equipment. A major benefit of equipment leasing is that the equipment itself serves as collateral for the loan, so you won’t need to put up any other business or personal assets as collateral.

By applying for equipment financing via an online marketplace, you connect with multiple funders with a single application allowing you to quickly find the best option for your business.

8 out of 10 Lendio employees* or their families own a small business.

*based on 136 Lendio employees who responded to an internal poll

Quickly Compare Loan Offers from Multiple Lenders

Applying is free and won’t impact your credit

Talk to a rep at (855) 853-6346
Mon-Fri 7:30am-5pm MST