INTRODUCING LENDIO INTELLIGENT LENDING

Evolutionary Technology.
Revolutionary Impact.

More loans, higher profits, more small business customers served.
Lendio Intelligent Lending is how lending should be.

How it works Schedule a Demo

MEET Lendio Intelligent Lending

Lendio Intelligent Lending self-manages lending operations, so you can drive new revenue, reduce costs, increase margins, expand capacity, manage risk, optimize customer experience, and above all, serve more of your business community.

The Realities of Small Business Lending

  • Cost prohibitive:  Low margins, high underwriting costs
  • Inadequate risk policies: Risk policies that don’t address small business operations
  • Process heavy: Time-consuming, manual processes for prequalifying borrowers and underwriting loans
  • Resource restrictive: Limited staffing resources to provide the attention needed for small business loans
Dive Deeper

Powering SMB Lending with Data Science

Lendio Intelligent Lending is more than loan-management or loan-origination software. It is a dynamic autonomous lending solution that fuses business logic with machine learning to boost risk management and automate decisioning. You gain confidence and reduce effort with every small business loan you close.

Serve more of your business community
Lift the underserved communities
Unlock new markets and revenue opportunities
Optimize customer experience
Increase lending staff capacity
Reduce operations and customer acquisition costs
Mitigate application fraud
Boost competitive advantage

Overcoming Traditional Lending Barriers With Smart Technology

Backed by a team of data scientists, engineers, and customer experience experts, Lendio Intelligent Lending is a SaaS technology that delivers the following capabilities:

Prequalify small businesses for capital funding.

Lendio Intelligent Lending proactively synthesizes information to pre-qualify candidates for business loans.

Deliver instant offers.

The technology ingests data in real time to generate “soft offers” (initial offer with range up to a discrete dollar amount) within 15 seconds of receiving the application.

Autonomize lending operations from end to end.

The solution manages the entire process from prospecting to underwriting. It will generate an offer in as little as 5 minutes.

Capture a 360-degree view of the customer profile.

 Lendio Intelligent Lending compares borrower-submitted information with pre-validated third-party data to capture an accurate and comprehensive picture of the small business and its owner.

Drive decisions based on your risk rules.

Lendio Intelligent Lending can be configured with the risk policies you set, to drive  compliance and consistency.

Reach new customers.

Lenders may expand their market reach by joining Lendio’s Marketplace for small business loan. With 50%+ in SMB renewals, Marketplace has funded more than 350-thousand SMB loans worth $13B


Empower your teams with Lendio Intelligent Lending

Lending Teams

Reach and serve more of your  business community by expanding your team’s capacity to make small business lending more profitable, and more attainable.

Risk and Compliance Teams

Manage large data sets, and enhance risk policies to drive better loan performance.

Retail Teams

Fine-tune loan products to meet and reach all customer needs—including formerly underserved business owners—and effectively grow customer loyalty.