Lili Selects Lendio to Power Embedded Business Lending Directly Within Its Small Business Platform

New York, NY — June 22, 2026 — Lili, the award-winning online banking platform built for small business owners in the U.S., today announced it has selected Lendio’s AI-driven origination platform to embed business lending directly into the Lili platform, marking the first phase of a broader embedded lending strategy for the platform. The integration gives Lili customers the ability to explore financing options from a network of 100+ banks and digital lenders, across 10+ loan products including large and small SBA loans, all from within the Lili experience. 

Lili has built a trusted financial ecosystem for small business owners, offering invoicing, expense tracking, tax tools, and credit building alongside banking, all in one place. The platform is designed to be there at every stage of the business journey, and this partnership with Lendio adds a critical capability to that ecosystem, giving customers a way to explore business lending options from inside the platform they already rely on, with Lendio's technology powering the experience behind the scenes.

“Access to capital is one of the biggest challenges that small business owners face,” said Lilac Bar David, Co-Founder and CEO of Lili. “The process is often slow and fragmented, forcing businesses to delay decisions and miss opportunities. By embedding credit solutions directly into the Lili platform, we’re making it easier for our customers to access flexible funding options with more speed and clarity so they can keep moving their business forward.” 

For small business owners, finding financing has historically meant navigating a slow, fragmented process outside the tools they rely on every day. According to a recent Goldman Sachs survey, 81 percent of small business owners found the financing process challenging, and nearly half were forced to pause expansion plans due to lack of access to capital. Through the integration with Lendio's AI-driven origination platform, eligible Lili customers can now begin the application process for business lending from multiple vetted lenders directly within Lili, removing the barriers small business owners face when searching the open market for capital. All financing options are subject to lender approval and individual eligibility requirements.

"Lendio’s platform is purpose-built to power the end-to-end lending journey for companies serving small businesses, and Lili is exactly the kind of platform our technology is built for ,” said Brock Blake, CEO and Co-Founder of Lendio. “Lili has built something rare: a platform that small business owners genuinely rely on every day. By embedding our full-funnel automation and connected data intelligence directly within that experience, we’re giving Lili’s team the tools to connect their customers to capital faster and smarter, while staying focused on the trusted relationships that set Lili apart.”

This partnership reflects a broader shift in how small business lending is evolving. As embedded finance becomes an expected feature of the platforms SMBs rely on every day, the companies that invest in smarter lending infrastructure are the ones best positioned to serve them. Lendio brings more than a decade of SMB lending experience and an AI-driven origination platform built for exactly this kind of integration, delivering faster, smarter funding outcomes while giving Lili’s team the tools to focus on what matters most: helping their customers thrive.

About Lili

Lili is an online business banking platform built for small business owners, offering advanced online backing with no monthly fees, high-yield savings, access to capital, and integrated tools that help businesses as they grow. Founded by Lilac Bar David and Liran Zelkha and Backed by Group 11, Foundation Capital, AltaIR Capital, Primary Venture Partners, Torch Capital, Target Global and Zeev Ventures, Lili is headquartered in New York and serves customers in all 50 states. Banking services are provided by Sunrise Banks, N.A., Member FDIC. To learn more, visit lili.co.

About Lendio

Lendio’s AI-driven origination platform powers the end-to-end lending journey for lenders and companies serving small businesses. By combining full-funnel automation, embedded financing, and connected data intelligence, Lendio delivers faster, smarter funding, measurable growth, and stronger ROI across our ecosystem, while unlocking billions in underserved capital.