The Best Business Credit Cards with No Annual Fee in 2020

Dec 14, 2019

The Best Business Credit Cards with No Annual Fee in 2020


If you’re in the market for a business credit card, you’ve probably come across some stellar options. Some cards promise enticing sign up bonuses, exclusive lounge memberships, gold status at hotel chains, priority boarding privileges, and much more. 

Sounds like a party, right? So, what’s the catch? Well, you’ve probably already realized it by now—annual fees.

Annual fees are payments you have to make every year to keep enjoying your credit card and its wonderful perks. Some cards will waive the fee for your first year, but then you’ll be charged every year for the life of your card. And these fees can climb from $95 to $550 a year—half a grand annually isn’t something to commit to all willy-nilly.

Sure, paying a high annual fee can be worth it sometimes to enjoy substantial rewards—especially if you’re a frequent flyer or heavy spender. But in a lot of cases, you’ll find credit cards with no annual fee are going to provide you with higher long-term value than those that do.

There are plenty of options out there, but not all credit cards are created equal. That’s why we’ve done the hard work for you and researched the best business credit cards that don’t charge annual fees. You’re welcome!

First, let’s see if a no annual fee credit card is right for you, then we’ll quickly share how you can choose the best card for your business. Lastly, we’ll highlight our 4 favorite no annual fee cards and what makes them special.

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About the Author


Jesse Sumrak

Jesse Sumrak is a Social Media Manager for SendGrid, a leading digital communication platform. He's created and managed content for startups, growth-stage companies, and publicly-traded businesses. Jesse has spent almost a decade writing about small business and entrepreneurship topics, having built and sold his own post-apocalyptic fitness bootstrapped startup. When he's not dabbling in digital marketing, you'll find him ultrarunning in the Rocky Mountains of Colorado. Jesse studied Public Relations at Brigham Young University.

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