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Funding for your business acquisitions
TIME TO FUND
Use a business acquisition loan to buy a business. This loan type will help you purchase an existing business or franchise, which means you can take advantage of that stellar business opportunity even if you don’t have the capital to purchase it outright.
A business acquisition loan can be customized to meet the needs of your company, whether you’re just getting started or expanding your existing company.
Use Startup business loan calculator to compare your loan cost.
If your business doesn’t match some of the qualifiers below, it may be more challenging to receive funding from our lending partners.
TIME IN BUSINESS
Lendio’s mobile app can help get your business ready for financing. Open a business bank account, get cash flow insights and stay connected to get updated when you have offers available.
Sure, you can go the bank route with a long application process and 75% rejection rate. But if you’re looking for financing in this lifetime, Lendio offers a faster, easier application process.
It’s secured with bank-grade encryption and SSL technology, so you know your information is safe.
We pair you with loan options from our network of 75+ lenders. Our dedicated funding managers can help you weigh the pros and cons of each option.
Once you’re approved, you’ll be able to access your capital in as little as 24 hours.
funded through us
lenders in our network
Sterling HannemannCo-Owner of Seven Brothers
Chloria ChandlerOwner of Bobbee O’s BBQ
A business acquisition loan provides financing to small businesses looking to expand their reach by purchasing another business. There are a couple of different ways small business owners can utilize an acquisition loan. One option is to purchase an existing business outright. Maybe it’s a competitor or a related industry you want to expand in. Or maybe you’re interested in owning a business, but don’t want the hassles of navigating a start-up. Alternatively, an acquisition loan can also be used to purchase a franchise location.
Lenders review a variety of criteria when evaluating your application for a business acquisition loan. The importance placed on each factor may vary depending on the type of loan you apply for. For instance, a term loan, such as an SBA business acquisition loan, will typically require a down payment minimum. A line of credit application may place more emphasis on your revenue and cash flow.
For most small business loans, a lender will review factors like your credit history, time in business, and revenue to determine if you qualify. If you’re buying a business or franchise, your lender will look at slightly different criteria to ensure that you’re investing in a viable business, and in turn, will be able to repay the loan.
You can get a business acquisition loan from a variety of sources including banks and credit unions, SBA lenders, and online lenders. Before getting a business acquisition loan, make sure to understand that where you get your loan from matters.
Like all loan types, there are benefits and drawbacks to getting a business acquisition loan.
Business acquisition loan amounts range from $250,000 all the way up to $5,000,000. The amount you qualify for depends on a number of factors, including your credit score, company revenue, and existing debt. Every lender will review these factors to make sure your company can safely handle your new loan payments.
Focus on types of business loans that don’t require a down payment. Both lines of credit and revenue-based loans are good starting points when exploring your options. Comparing multiple loan structures from different lenders in Lendio’s network is a smart way to find the right type of business acquisition loan for your needs.
Lendio makes the business acquisition loan process as easy as possible. The application takes just 15 minutes and you’ll get a quick response. Plus, funding arrives in your bank account within 24 hours of getting approved.
There are more nontraditional, alternative options to consider when looking for a business acquisition loan. These can include angel investors, crowdfunding campaigns, family and friends, and more. Make sure to understand considerations and stipulations when deciding on a business acquisition loan.
Applying is free and won’t impact your credit
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