Startup Business Loan Calculator

Learn More About Startup Business Loans & Payment Factors

Startup business loans are pretty sweet. Not only do they kickstart your American dream, but they help you do so without giving any of your equity to investors or borrowing cash from friends and family. Because having a startup is awesome, but doing it your way is even more awesome.

Loan Amount

Startup business loan amounts can vary greatly depending on the type of business you’re starting, how much related experience you have, and what your credit score is. To see what your loan amount is likely to be, take a few minutes to answer the questions in our online application. You give us the 411 - we’ll give you some dynamite startup financing options.

Interest Rate

The median interest rate on startup finance options like SBA loans is typically 6-9%, while the rate for startup credit cards can be up to 12%. Generally speaking, the better your credit score, the better your rate. Fill out our online application to get a better idea of your interest rate, and to get some free ice cream. Kidding. There’s no ice cream. We can give you a high five though.


Because startup finance options can be anything from a SBA 7(a) loan to a line of credit, the terms vary quite a bit. Startup term loans require collateral, so keep that in mind when you’re exploring your finance options. You may discover that a credit card is all you really need, and then you won’t even have to think about the term because you’ll just keep on using it.
Still need help with the math? Talk to one of our personal funding managers. 800.334.1729