Funding solutions
at Lendio.
Accounts Receivable Financing
Gain quick access to cash by selling your purchase orders or receivables so you can get back to business as usual.
Loan Amount
Speed of Funds
Interest Rate
Business Line of Credit
Get a revolving amount of funds to borrow from when you need to and pay back later.
Loan Amount
Speed of Funds
Interest Rate
SBA Loan
Cover just about every aspect of your small business. Some of the most common SBA loans are the 7(a), 504, and SBA Express.
Loan Amount
Speed of Funds
Interest Rate
Short Term Loan
Use it to cover unexpected costs, survive a slump, finance a short-term project, or even capitalize on a new business opportunity.
Loan Amount
Speed of Funds
Interest Rate
Business Term Loan
A term loan provides a lump sum that gets repaid in regular intervals over a set amount of time, also known as the loan term.
Loan Amount
Speed of Funds
Interest Rate
Business Cash Advance
A cash advance is a form of funding that offers businesses quick access to funds by borrowing against the money they will make. That borrowed money is then repaid through a fixed daily percentage.
Loan Amount
Speed of Funds
Interest Rate
Equipment Financing
Use this loan to purchase any kind of equipment your business needs. There are financing options for nearly every industry and any variety of items you need.
Loan Amount
Speed of Funds
Interest Rate
Commercial Mortgage
Use it to buy, build, expand, remodel, or even refinance your business.
Loan Amount
Speed of Funds
Interest Rate
Startup Loan
Invest in your own business. Instead of giving up equity to investors, a startup loan maintains your equity while accessing the working capital your startup needs to grow.
Loan Amount
Speed of Funds
Interest Rate
Business Acquisition Loan
Purchase an existing business or franchise, and take advantage of business opportunities even if you don’t have the capital to purchase it outright.
Loan Amount
Speed of Funds
Interest Rate
Business Credit Card
A business credit card helps you track expenses, build a strong business credit history, and increase your working capital so you can reap the literal rewards.
Loan Amount
Speed of Funds
Interest Rate
*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
How much can I qualify for?
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.
Calculate your loan payment.
Helpful resources for choosing the right business loan.
Benefits of a lending marketplace
What makes a lending marketplace different from applying through a bank or a single lender? Here are 5 things every business owner should know about a business lending marketplace.
Secured vs. unsecured loans
You have numerous choices when it comes to obtaining a loan for your business, which makes it crucial to consider every angle carefully before submitting applications.
Business collateral tips
Small business loans are usually the most cost-effective type of funding, but you’ll need to put up collateral to secure these loans. Banks and other lenders determine interest rates, loan amounts, and other terms based on the amount and type of collateral you have to offer them.
FAQs
Find answers to some commonly asked questions about types of loans.
The actual cadence and method of your payments will depend on the lender and loan type you choose, as well as factors such as your business history. Typically, the stronger your business and credit, the less frequently you’ll have to make loan payments and the more payment processing options you’ll have.
Lendio makes it easier to get approved for a small business loan. You won’t need nearly as much paperwork to apply. Our online application connects you with more than 75 lenders. The application process is totally free—you only pay when your loan gets funded. Once your application is complete, one of our funding managers will contact you to discuss the best loan option for you.
APR is a common abbreviation for annual percentage rate, which is the amount of interest accrued on debt held for one year. In other words, your APR is the annual cost of your loan. For example, if you owed $10,000 and your APR were 10%, by the end of the year you would owe $11,000 (assuming you’d made no other payments during that time period).