Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For more information about Intuit Payments' money transmission licenses, please visit https://www.intuit.com/legal/licenses/payment-licenses/

Running a business means constantly juggling priorities, and cash flow is always at the center of the equation. Whether it’s making payroll, covering vendor invoices, or seizing a new growth opportunity, your ability to see what’s coming (and act quickly) makes all the difference.

That’s where QuickBooks comes in. With the suite of QuickBooks Money tools, business owners can accept payments, pay bills, and access capital all in one place. This gives small business owners a real-time view of money in and money out. You can track every transaction, automate key workflows, and spot cash flow trends before they become problems.

But even with the clearest picture, some moments call for more than just good visibility. If you find your forecast unexpectedly short, or are presented with an opportunity for additional growth that requires unforeseen expense, QuickBooks Capital can help. With QuickBooks Capital, you have fast, flexible access to funding options, right from the platform you already use to run your business.1

Tracking what matters: Money in, money out, and what’s next

Managing cash flow isn’t just about tracking dollars. At its core, it comes down to three components:

  • Money coming in (revenue, payments received)
  • Money going out (expenses, bills, payroll)
  • Timing (when those inflows and outflows hit your accounts)

It’s not enough to know how much money you made last month. You need to know if your upcoming bills will outpace your receivables. That’s where many small businesses get stuck: juggling different systems, manual spreadsheets, and late payment surprises.

The QuickBooks Money portfolio simplifies this. It brings together tools to support processing money coming in, money going out, and funding opportunities to help you fill gaps and fund growth with flexible financing.

By centralizing the tools that drive cash in and cash out, QuickBooks gives you a living, breathing picture of your cash position and helps you automate cash flow forecasts, so you have financial clarity, and you can plan for what’s ahead.

QuickBooks Capital: Funding that fits your flow

Traditional business loans take time—often weeks—and demand piles of paperwork: income statements, balance sheets, cash flow projections, bank records, and more. And even after all of that, approval isn’t guaranteed.

QuickBooks Capital flips that model. Because your financial data already lives in QuickBooks, your business performance speaks for itself. There’s no need to dig up documents or guess what a lender might want to see.

  • Apply directly through QuickBooks. No need to visit another portal and start from scratch with paperwork.
  • Get a decision in as little as 30 seconds, instead of waiting 30 days.
  • Access a Term Loan or Line of Credit, and get quick funding when you need it.
  • Repay on predictable, fixed terms, with no origination fees.
  • Receive funds in 1-2 business days2, so you can move quickly and confidently.

Whether you’re bridging a short-term cash flow dip or making a bold move to grow, QuickBooks Capital enables you to make fast, confident decisions without slowing down your business.

Plan ahead with confidence

When your finances live in QuickBooks, you don’t just see where you’ve been. You can spot what’s coming. With built-in forecasting tools and real-time insights into cash flow, you can identify slowdowns before they impact your business, and act fast to stay ahead.

QuickBooks Capital makes it easy to turn foresight into action. Use your funding to:

  • Smooth over slow months without skipping a beat
  • Purchase inventory ahead of demand, so you’re always stocked and ready
  • Hire or scale at the right moment, not just when cash allows

Your financial data isn’t just for reporting, it’s a launchpad for your next move—whether that’s staying steady or stepping into something bigger.

The bottom line

Cash flow clarity is powerful—but when you combine that with fast, flexible capital access, your business has the tools it needs to succeed. With QuickBooks Capital, you can move quickly, invest wisely, and grow on your terms, without jumping through hoops.

Explore QuickBooks Capital and get the confidence and capital you need to take your next step.

1QuickBooks Term Loan and QuickBooks Line of Credit loans are issued by WebBank.

2Funding times may vary depending on third-party processing times.

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