Funding in minutes

Small business lending simplified, for everyone.

We’re connecting small businesses with the capital they need, and giving lenders and partners the tech to make it happen.
Products

We believe business funding should be easier. So we made it easier.

A man wearing a blue beanie and glasses with tattooed arms is focused on something, while a woman in a green apron leans in to observe.

Small businesses

Find the funding you’re looking for.
Apply in just a few minutes and get matched with options from one of our 75+ funding partners.

Lenders

Lend with us.
Pre-qualify your small business depositors and expand credit access in and outside your footprint.

Partners

Embed Lendio on your platform.
Offer business funding to your customers by embedding Lendio’s industry-leading application.
Lendio AI

The brains behind every loan.

Intelligent Lending is Lendio’s AI-powered data and decisioning engine that connects borrowers, lenders, and platforms through smarter matching, faster approvals, and better outcomes.
AI-driven borrower-lender matching
End-to-end loan servicing
Compliance and reporting infrastructure
Real-time portfolio insights

FAQs

Is Lendio a direct lender? Is Lendio a bank?

No. Lendio is the nation’s leading small business financing platform. We work with more than 75 lenders and funders to provide small businesses with more options to borrow. However, Lendio does not make loans directly.

Is Lendio legit?

Yes, Lendio is a legitimate small business financing solutions platform. While Lendio is not a bank or loan-granting institution, Lendio partners with more than 75 lenders and funders—all thoroughly vetted—to provide small businesses with more choices all from a single online financing application.

Does Lendio offer grants?

Currently, Lendio does not offer grants. A great place to look for small business grants is the Small Business Association (SBA). Learn more here, or contact the SBA directly.

Who is Lendio?

Lendio is transforming small business lending by connecting small businesses, lenders, and small business service providers through a single integrated technology platform. The Lendio Marketplace matches business owners with funding from over 75 lenders and financial partners, all through one simple online application. Lendio’s Embedded Marketplace brings this experience seamlessly to small business service providers’ ecosystems, allowing them to embed a full loan application and funding solution within their platform. For banks and lenders, Lendio’s purpose-built software integrates within their tech stack to automate small business loan decisioning, underwrite applicants, and connect financial institutions with curated applicants from Lendio’s direct and embedded marketplaces. With a single technology platform, Lendio is fueling the dreams of small business owners wherever they seek capital. Since 2011, Lendio has facilitated more than 400,000 small business loans and other financing options totaling over $16 billion.