Business Loans for Real Estate Agents

Faster, easier small business financing with one simple application—no bank needed.

Applying is free and won’t impact your credit.

Reviews from real estate agents.

Lendio knows real estate small businesses.

Whether you’re looking to expand your brokerage or purchase a business vehicle, loans for real estate agents may be your solution. At Lendio, we can match you up with the perfect loan and lender for your needs.

It’s a competitive market out there with a rapidly fluctuating market. Business loans for real estate agents can help you expand your business and get an edge over the competition.

A loan for realtors? Yes, it’s possible. While the market may be unpredictable one month to the next, you have plenty of reliable financing opportunities to help meet your overall capital needs.

Why Lendio?

Fast funding

Realtors can apply in just 15 minutes. Once approved, it’s possible to receive full funding in as little as 24 hours.

Easy rate comparisons

At Lendio, we’ve partnered with 75 + lenders, each of which may want your business. However, instead of applying to each and every one to see their rates, we show them to you at the beginning. No more wasting hours of your time to find the best loan.

Expert assistance

If the world of finance isn’t in your wheelhouse, we can connect you with a funding manager who can explain loan terms and help you choose the best product for your business.

How our loan matching process works.


Fill out our simple application.

Answer just a few questions about your business to see which lending products you qualify for. We’ve partnered with over 75 lenders, allowing us to find the best option or your business.


We’ll connect you with a funding specialist.

One of our funding specialists will reach out to you to get to know your business better. Since every business is unique, we want to make sure we find the loan type that’s perfect for your needs.


Compare loan offers.

Compare different offers curated for your business. Select the capital amount and rate that will help take your business to the next level.


Get funded.

We work with lenders that can fund you fast. Once you’re approved, you’ll be able to access your capital in as little as 24 hours.

Types of business loans for real estate agents.

Term loan

A term loan is a traditional loan product in which borrowers receive the full lump sum right off the bat and then make monthly payments until the loan amount is paid in full. Online term loans frequently offer quick approval and funding times.


6 months-25 years


SBA loan

An SBA loan is a loan that is insured by the federal government. Because of the mitigated risk, SBA loans typically come with better rates and terms. The downside is, they require a minimum of two years in business and can take longer to process.


7-25 years

$5 million

Line of credit

A line of credit is very much like a credit card, but the borrowing limit is often much higher, and it comes with a set borrowing period. Because it’s a revolving account, the money becomes available to use once again as balances are paid down. Lines of credit are useful for general capital needs, but other loan products may be a better fit for larger asset purchases.


6-24 months

Up to $250,000

How real estate agents can use a business loan.

Administrative expenses

Investing in softwares and assistants can make running your business a smoother process. With a small business loan, you can pay for accounting softwares and hire the personnel your business needs.

Covering vehicle expenses

Company vehicles can be costly. You can use a small business loan to purchase a vehicle to transport clients to properties, or you can pay for maintenance to your business’s vehicle.


Marketing is essential for gaining more clients. Using a small business loan, you can invest in paid advertising methods, marketing technologies, and even hiring marketing freelancers to spread the news about your agency.

Education and licensing costs

As a real estate agent, you will need to pay for a real estate license and materials to continue your real estate education. You can use a business loan to keep your certification and qualifications up to date.


Real estate agent business loans are business loans taken out by realtors. While there is no loan product specific to real estate agents, multiple business loan types are available to agents. Instead of completing a major purchase with cash, the borrower takes out a loan product and makes regular monthly payments until the principal is paid off with interest.


Minimum requirements for a business loan start at: 

  • A credit score minimum of 600 
  • Monthly revenue of $8,000 or more
  • Time in business of at least six months


Realtor loans are simply business loans, which means they can be used for any business-related expense. For example, loans for real estate agents can be used for advertising, web development, or even car decals.

An online lending platform like Lendio offers a quick application that connects you with a marketplace of lenders, so you can find the best options for your business without applying with multiple lenders. You are also connected with a funding manager who supports you throughout the application and approval process.

There are three types of SBA loans for realtors: 7(a), 504, and microloans. Though microloans come in amounts up to $50,000, they’re called microloans because business owners can get them in amounts as low as $500. If you need more capital, 7(a) loans are known for their great terms and interest rates, and come in amounts up to $5 million. The same is also true of 504 loans, but 504 loans are intended for large capital purchases, such as heavy machinery for large-scale manufacturing. 

8 out of 10 Lendio employees* or their families own a small business.

*Based on 136 Lendio employees who responded to an internal poll

Compare loan options from multiple funders.

Applying is free and won’t impact your credit.
Talk to a rep at (855) 853-6346
Mon-Fri 7:30am-5pm MST