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Up to $2 million
Min. credit score
Time to funding
As soon as the next business day after approval
Founded in 2008 and based in San Diego, Mulligan Funding offers small and medium-sized business loans. To date, the private, family-owned lender has funded over $450 million and served more than 40,000 customers. Mulligan’s most popular product is its revenue-based financing. You can receive funds to use in any way you’d like as soon as the day after approval. Terms will depend on your unique budget and situation.
Mulligan Funding’s revenue-based financing can come in handy if you need to cover day-to-day business expenses, like rent, payroll, and operational costs. These products may also help you manage cash flow gaps during slow periods.
Mulligan Funding prides itself on serving businesses with the funding they need, when they need it. The lender’s revenue-based financing is its core product. These loans come with next-day funding and range from $5,000 to $2 million.
No matter which product you choose, you can use the lender’s convenient online checkout to access, review, and finalize your loan information in one place.
Mulligan Funding outlines its requirements for each loan option. If you’re interested in a working capital loan, you’ll need at least $120,000 in annual revenue and a business track record of at least nine months. The requirements for a term loan are at least $350,000 in annual revenue and at least two years in business.
You won’t have to wait weeks or months to find out if you’ve been approved and collect your money. If you opt for a working capital loan, you can expect approval as soon as a few hours and funds as soon as the next business day.
If you take out a working capital loan from Mulligan Funding and prove you’re a responsible borrower, you can get approved for more cash quickly. For more information about the easy renewal process, Mulligan asks that you reach out to a funding advisor or fill out a short form and request a call.
Mulligan Funding is unique in that the company will reward you if you pay off your loan. You’ll get 6% off your total balance, including principal and interest. Depending on your loan amount, this can equate to substantial savings. In contrast, many other lenders would penalize you with prepayment fees.
You’ll need to repay your loan daily or weekly through small ACH payments. Even though Mulligan Funding positions this as a benefit because you won’t have to send in checks or worry about due dates, daily or weekly repayments can be a problem. This is particularly true if you’re a startup or newer business that is short on cash flow.
On TrustPilot, Mulligan Funding earned 4.7 out of 5 stars. There are over 400 reviews and most of them are very positive. Reviewers emphasize the easy process, as well as clear, honest communication. Mulligan Funding also has an A+ rating from the Better Business Bureau (BBB).
Ready to compare Mulligan Funding with other lender options? Check your eligibility on Lendio and get multiple financing offers for your small business in one place.
*The information contained in this page is Lendio’s opinion based on Lendio’s research, methodology, evaluation, and other factors. The information provided is accurate at the time of the initial publishing of the page (October 31, 2022). While Lendio strives to maintain this information to ensure that it is up to date, this information may be different than what you see in other contexts, including when visiting the financial information, a different service provider, or a specific product’s site. All information provided in this page is presented to you without warranty. When evaluating offers, please review the financial institution’s terms and conditions, relevant policies, contractual agreements and other applicable information. Please note that the ranges provided here are not pre-qualified offers and may be greater or less than the ranges provided based on information contained in your business financing application. Lendio may receive compensation from the financial institutions evaluated on this page in the event that you receive business financing through that financial institution.
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California loans made pursuant to the California Financing Law, Division 9 (commencing with Section 22000) of the Finance Code. All such loans made through Lendio Partners, LLC, a wholly-owned subsidiary of Lendio, Inc. and a licensed finance lender/broker, California Financing Law License No. 60DBO-44694.