Business Credit Card

A little piece of plastic with big business-boosting capabilities.

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Business financing that fits in  your wallet.

Opening a business credit card is a rite of passage for a small business. Go from big idea to big business with access to working capital that fits in your back pocket. A business credit card helps you track expenses, build a strong business credit history, and increase your working capital so you can reap the literal rewards.

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Paying with a credit card

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The Convenience and Flexibility of Business Credit Cards

Business credit cards offer a sweet spot between personal credit cards and corporate credit cards. Specifically designed for small businesses, business credit cards provide a flexible, convenient way for your small business to make purchases.

Often, you’ll benefit from a 0% introductory rate and a rewards program while providing your small business with a financial safety net—all the security of a loan with less paperwork and a smaller commitment. Pretty cool, huh?

When can you use a business credit card?

You can use a business credit card anytime, anywhere.

What can you use a business credit card to do?

You can use your business credit card for almost any business-related need, including purchasing equipment, increasing inventory, taking clients out to lunch, or simply covering monthly costs.

How can you use a credit card for business financing?

If you don’t yet qualify for a business loan or if you’re not quite ready for one, business credit cards may be the solution for you. A business credit card can increase your working capital, get fast access to cash when you need it, take advantage of rewards programs, and build your credit.

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Qualifying for a Business Credit Card

It’s relatively easy to get a business credit card. Whether you’re getting a business credit card for a new business or you’re finally cleaning up your business finances by moving company charges off your personal credit card, we’re here to help you find the best business credit card for you.

Who can get a business credit card?

Anyone can qualify for a business credit card. Decisions are made based on your personal credit history. You’ll typically need a credit score of 680 or higher to qualify. If your business has been in business long enough to have developed a credit history of its own, that may help.

Do you have to be an existing business?

Nope. Business credit cards are a great fit for startups and other new businesses because decisions are made based on your personal credit score. If you have a strong personal credit history, your new business shouldn’t have a hard time qualifying for a card.

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Applying for a Business Credit Card

Fill out our 15-minute application and access offers from 75+ lenders. You can see which cards you qualify for before choosing the one that best suits your business needs. Once you choose a card, you can get approved the same day.

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Lendio found me credit cards with much larger credit lines than I was able to find on my own. I will now be able to invest in another property and I will have the necessary funds to complete the project with an easily attainable profit margin.

Alan

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